This plays a huge part in the entire mortgage process.
There is much to save on this subject but here is a link for the time being where a couple of people are posting great info.
http://www.getoutofdebtfree.org/forum/viewtopic.php?f=109&t=51896#.VSPd8TeyrDd
The aim is to slimline posts like these and provide any documents for downloading from the knowledgebase forum
#VOIDMORTGAGE