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Bailiffs & High Court Enforcement Officers, Bank/Building Society Staff, Estate Agents, Locksmiths, Police Constables, Solicitors & Barristers

The Law of Agency

The law of agency is an area of commercial law dealing with a set of contractual, quasi-contractual and non-contractual fiduciary relationships that involve a person, called the agent, that is authorized to act on behalf of another (called the principal) to create legal relations with a third party.[1] Succinctly, it may be referred to as the equal relationship between a principal and an agent whereby the principal, expressly or implicitly, authorizes the agent to work under his or her control and on his or her behalf. The agent is, thus, required to negotiate on behalf of the principal or bring him or her and third parties into contractual relationship. This branch of law separates and regulates the relationships between:

  • agents and principals (internal relationship), known as the principal-agent relationship;
  • agents and the third parties with whom they deal on their principals’ behalf (external relationship); and
  • principals and the third parties when the agents deal.

In 1986, the European Communities enacted Directive 86/653/EEC on self-employed commercial agents. In the UK, this was implemented into national law in the Commercial Agents Regulations 1993.[2]

The reciprocal rights and liabilities between a principal and an agent reflect commercial and legal realities. A business owner often relies on an employee or another person to conduct a business. In the case of a corporation, since a corporation is a fictitious legal person, it can only act through human agents. The principal is bound by the contract entered into by the agent, so long as the agent performs within the scope of the agency.

A third party may rely in good faith on the representation by a person who identifies himself as an agent for another. It is not always cost effective to check whether someone who is represented as having the authority to act for another actually has such authority. If it is subsequently found that the alleged agent was acting without necessary authority, the agent will generally be held liable.

THEREFORE ARE YOU ACTING AS AN AGENT?

#VOIDMORTGAGE

Bailiffs & High Court Enforcement Officers, Bank/Building Society Staff, Case Law, Court Staff, Estate Agents, Locksmiths, Police Constables, Solicitors & Barristers

Fisher and Lightwoods: Taking Possession

Fisher and Lightwood’s
Law of Mortgages
13 th Edition page # 588 paragraph # 29.9
Taking peaceable possession
29.9 If physical possession is to be taken, it must be taken peaceably.

If violence is used to secure entry, the mortgagee may be liable to prosecution under the criminal law, although the mortgagor will have no civil remedy against the mortgagee.
Violence need not only be against the person, but may also be in the manner of entry, as by breaking open the doors of a house.
Consequently, save where the mortgagor consents to the mortgagee taking actual possession, which will be rare, the occasions where a physical taking of possession is possible will be rare. It will generally only be possible where the mortgagor (and any tenant of the mortgagor) has abandoned the premises.

 

#VOIDMORTGAGE

Bailiffs & High Court Enforcement Officers, Bank/Building Society Staff, Court Staff, Estate Agents, Locksmiths, Police Constables

Criminal Law Act 1977

6 Violence for securing entry.

(1)Subject to the following provisions of this section, any person who, without lawful authority, uses or threatens violence for the purpose of securing entry into any premises for himself or for any other person is guilty of an offence, provided that—

(a)there is someone present on those premises at the time who is opposed to the entry which the violence is intended to secure; and

(b)the person using or threatening the violence knows that that is the case.

http://www.legislation.gov.uk/ukpga/1977/45/section/6

 

The lawful authority in this case is considered null and void due to the provable and undeniable evidence that ALL of the claim is “VOID AB INITIO” this means that it void from the start VOID AB INITIO

 

#VOIDMORTGAGE

Locksmiths

Locksmiths

Do you act act as agents for the “Repossession of houses?”

If you do, do you really know where you stand when it comes to the paperwork and the law?

Are you acting as the agent?

What actual documents are you relying on for you not being charged with a “TORT”?

Trespass, aiding abbeting fraud, theft, grievous bodily harm, actual bodily harm, damage to property?

Those are all Torts.

These and probably many more …

The only thing that MAY be stopping a claim against YOU direct and not YOUR company is a bit of paper that is now showing increasing signs of being unlawful and invalid and therefore VOID.

If YOU are acting under a VOID order, then YOU will be personally liable for YOUR actions, not your boss.

Please take time to ensure that YOU as the one breaking the windows, drilling the locks, have sufficient knowledge and backup to stop any claims against YOU.

 

Estate Agents

Estate Agents

Do you realise that you may have been caught up in the biggest fraud known to the people of this country?

Do you ever act as an agent in a “Repossession”?

Do you sell “Repossessed” properties?

Do you ever check the real title?

Do your branches give “Mortgage Advice”?

Do you in fact have a “Mortgage” yourselves?

Answer yes to any of the above and you will find more info here about why you may assisting fraud and thefT.

Knowledgebase base required

#VOIDMORTGAGE

Bailiffs & High Court Enforcement Officers, Bank/Building Society Staff, Court Staff, Estate Agents, Police Constables, Solicitors & Barristers

#TGBMS The Great British Mortgage Swindle

TGBMS

“BBT Films has been formed for the purposes of granting into private trust the worldwide rights of the film for the benefit of the filmmakers, as well as the men and woman whose unlawful evictions are featured in The Great British Mortgage Swindle.

Any and all monies generated by the international release of the film across all media will be shared by the producers with the featured protagonists who have their properties stolen from them in the film; as well as those courageous, committed and knowledgeable banksterbusters who stood on the front line with them in concerted efforts to resist each unlawful eviction.

The film features several deeply harrowing and profoundly emotive unlawful evictions by county court bailiffs and high court enforcement officers, aided and abetted by members of her majesty’s constabulary” who are all acting on paperwork known to have no lawful effect but are carried out by the use of force.

The people who assist in these unlawful procedures will have no lawful excuse if they continue to ignore the facts of how a possession order arises.

As a minimum people acting under this paperwork should ensure that they know all the actual elements required.

  • Court Seal
  • Judges name and signature

This subject will be covered in detail on the Knowldgebase

#TGBMS

#VOIDMORTGAGE

http://www.thegreatbritishmortgageswindle.net/movie-trailer/

 

Accountants, Bank/Building Society Staff, Money Creation, Police Constables, Solicitors & Barristers, Something to think about ...

For every Action an Equal and Opposite Transaction

Accounting ledgers are great.

They show how books balance.

This is what double entry book keeping is all about.

So where did the “Mortgage” funds come from?

For a “Loan” to take place there must be a draw down in one account to transfer to another.

Also any “Deposit” will increase a ledger.

So please, to all you highly qualified ACCA and CIMA accountants out there with a “Mortgage”…

get your calculators and spreadsheets out and show us the money!!!

When you get to grips with what is really going on you will confirm that YOU are the originating creditor.

 

#VOIDMORTGAGE

Securitisation

Securitisation: The basics

Securitization is the financial practice of pooling various types of contractual debt such as residential mortgages, commercial mortgages, auto loans or credit card debt obligations (or other non-debt assets which generate receivables) and selling them to third party investors as securities which may be described as bonds, pass-through securities, or collateralized debt obligations (CDOs). The principal and interest on the debt, underlying the security, is paid back to the various investors regularly. Securities backed by mortgage receivables are called mortgage-backed securities (MBS), while those backed by other types of receivables are asset-backed securities (ABS).

Critics have suggested that the complexity inherent in securitization can limit investors’ ability to monitor risk, and that competitive securitization markets with multiple securitizers may be particularly prone to sharp declines in underwriting standards. Private, competitive mortgage securitization is believed to have played an important role in the U.S. subprime mortgage crisis.[1]

In addition, off-balance sheet treatment for securitizations coupled with guarantees from the issuer can hide the extent of leverage of the securitizing firm, thereby facilitating risky capital structures and leading to an under-pricing of credit risk. Off-balance sheet securitizations are believed to have played a large role in the high leverage level of U.S. financial institutions before the financial crisis, and the need for bailouts.[2]

The granularity of pools of securitized assets can mitigate the credit risk of individual borrowers. Unlike general corporate debt, the credit quality of securitized debt is non-stationary due to changes in volatility that are time- and structure-dependent. If the transaction is properly structured and the pool performs as expected, the credit risk of all tranches of structured debt improves; if improperly structured, the affected tranches may experience dramatic credit deterioration and loss.[3]

Securitization has evolved from its beginnings in the late 18th century to an estimated outstanding of $10.24 trillion in the United States and $2.25 trillion in Europe as of the 2nd quarter of 2008. In 2007, ABS issuance amounted to $3.455 trillion in the US and $652 billion in Europe.[4] WBS (Whole Business Securitization) arrangements first appeared in the United Kingdom in the 1990s, and became common in various Commonwealth legal systems where senior creditors of an insolvent business effectively gain the right to control the company.[5]

 

https://en.wikipedia.org/wiki/Securitization

 

#VOIDMORTGAGE

Court Staff, Police Constables, Solicitors & Barristers

Breach Of The Peace

One of the actual parts of the Oath of Office for the British Bobby.

As we are concerned with England and Wales on this site, here is an extract of the Police Constables Oath

England and Wales

Territorial police constables

The 43 territorial police forces in England and Wales are responsible for general policing. Members of the police forces are attested under section 29 of the Police Act 1996.[1] The prescribed form of words is that given by schedule 4 to the Act (inserted by section 83 of the Police Reform Act 2002[2]), as follows:

English

I, … of … do solemnly and sincerely declare and affirm that I will well and truly serve the Queen in the office of constable, with fairness, integrity, diligence and impartiality, upholding fundamental human rights and according equal respect to all people; and that I will, to the best of my power, cause the peace to be kept and preserved and prevent all offences against people and property; and that while I continue to hold the said office I will to the best of my skill and knowledge discharge all the duties thereof faithfully according to law.

Welsh

Rwyf i…o…yn datgan ac yn cadarnhau yn ddifrifol ac yn ddiffuant y byddaf yn gwasanaethu’r Frenhines yn dda ac yn gywir yn fy swydd o heddwas (heddferch), yn deg, yn onest, yn ddiwyd ac yn ddiduedd, gan gynnal hawliau dynol sylfaenol a chan roddi’r un parch i bob person; ac y byddaf i, hyd eithaf fy ngallu, yn achosi i’r heddwch gael ei gadw a’i ddiogelu ac yn atal pob trosedd yn erbyn pobl ac eiddo; a thra byddaf yn parhau i ddal y swydd ddywededig y byddaf i, hyd eithaf fy sgil a’m gwybodaeth, yn cyflawni’r holl ddyletswyddau sy’n gysylltiedig â hi yn ffyddlon yn unol â’r gyfraith.

So what actually is a “Breach of the Peace”?

Its important that we have this issue entirely correct with case law and any other evidence and facts to ensure that the People of this Land have access to the same information as a Police Constable.

Any information that you may have please let us have the links so this info can be placed up here

Something to think about ...

Would you do this?

Would you fill in an application form for a loan …

and then give a bank your money only for them to give it back and call it a loan?

Oh and then they charge you interest on your money?

Oh and pledge the house that you thought that you just bought?

No, you wouldn’t would you, or we would like to think that 11.2 million people in the country wouldn’t either.

Would you believe it for one moment that this in all likelihood is happening every time a “Loan” is carried out?

There may well be some tiny differences to this in practice but this is what is really happening.

Quite simply…Why would you borrow your own Money?

This would be classed as Mutual Intent. You never intended to borrow your own Money.

Stayed tuned for more info like this.

 

#VOIDMORTGAGE