Tag Archives: borrow

Accountants, Bailiffs & High Court Enforcement Officers, Bank/Building Society Staff, Court Staff, Legislation, Locksmiths, Police Constables, Something to think about ...

Police Powers Trespass & Squatting

Dear Police Constables,
We implore you to read this post and ensure that you comprehend the contents in its entirety.
Anyone who is entering back into their property to defend it from unlawful possession has a full and complete defence if you were to investigate the matter IN ADVANCE!
Do not just follow orders to evict trespassers on someone’s say so.
Make accurate inquiries as to whether the people have re-entered THEIR home to defend it first and check the details at the Land Registry.
Where mortgage repossessions are concerned, Police Constables are being psychologically reframed to regard evictee’s as squatters or trespassers, whom they can remove using police powers.
This power therefore can not be used if by investigation, IN ADVANCE, you can prove there was no loan by the bank or the building society.If they cannot prove they suffered a loss then they never made a loan … SIMPLE!
This power would then be an abuse of power if it doesn’t go hand in hand with a prior investigation to comply with your IMPARTIALITY.
Therefore any claim made in court would therefore be VOID AB INITIO and a Fraud upon the Court.
What you are doing is removing the lawful right of the owner by extreme force and against their will to defend their property which you as a Police Constable have no right to do before carrying out that investigation.
By removing and displacing real People you remove their base their home their life and you are doing it under orders with ZERO investigation as to the facts and evidence in the case in which you could obtain yourself if you remembered your oath of Office as a Constable.
Just doing your job has no defence in this country.
It could be seen as Misfeasance in Public Office for not carrying out your duties as a Public Servant as per YOUR Oath. This will open you personally to a civil claim if you do not do your job properly and have a dereliction of duty.
If you get asked to attend an incident like this, make inquiries as to whether the bank lent any money and ask to see where the loss of the purported “Mortgage Loan” occurred by insisting on seeing all the entries in the Bankers Books as per this legislation http://www.legislation.gov.uk/ukpga/Vict/42-43/11/contents Bankers’ Books Evidence Act 1879.
Elements of the offence – points to prove
6.
Subsection (1) of section 144 sets out the elements of the offence. The offence is committed when:
  • a person is in a residential building as a trespasser having entered it as such;
  • the person knows or ought to know that they are a trespasser; AND
  • the person is living in the building or intends to live there for any period.

 

You see if the real owner re-enters they know they are not a trespasser and the Full Accounting will prove their case. If you remove them first without investigating the facts of the case presented to you, you will become liable.

OFFENCE OF SQUATTING IN A RESIDENTIAL BUILDING
Introduction
1.
Section 144 of the Legal Aid, Sentencing and Punishment of Offenders Act
2012 creates a new offence of squatting in a residential building, which will apply throughout England and Wales. The offence is set out in full in
Annex A

Legal Aid, Sentencing and Punishment of Offenders Act 2012

#VOIDMORTGAGE

Estate Agents

Estate Agents

Do you realise that you may have been caught up in the biggest fraud known to the people of this country?

Do you ever act as an agent in a “Repossession”?

Do you sell “Repossessed” properties?

Do you ever check the real title?

Do your branches give “Mortgage Advice”?

Do you in fact have a “Mortgage” yourselves?

Answer yes to any of the above and you will find more info here about why you may assisting fraud and thefT.

Knowledgebase base required

#VOIDMORTGAGE

Accountants, Bank/Building Society Staff, Money Creation, Police Constables, Solicitors & Barristers, Something to think about ...

For every Action an Equal and Opposite Transaction

Accounting ledgers are great.

They show how books balance.

This is what double entry book keeping is all about.

So where did the “Mortgage” funds come from?

For a “Loan” to take place there must be a draw down in one account to transfer to another.

Also any “Deposit” will increase a ledger.

So please, to all you highly qualified ACCA and CIMA accountants out there with a “Mortgage”…

get your calculators and spreadsheets out and show us the money!!!

When you get to grips with what is really going on you will confirm that YOU are the originating creditor.

 

#VOIDMORTGAGE

Court Staff, Police Constables, Solicitors & Barristers

Breach Of The Peace

One of the actual parts of the Oath of Office for the British Bobby.

As we are concerned with England and Wales on this site, here is an extract of the Police Constables Oath

England and Wales

Territorial police constables

The 43 territorial police forces in England and Wales are responsible for general policing. Members of the police forces are attested under section 29 of the Police Act 1996.[1] The prescribed form of words is that given by schedule 4 to the Act (inserted by section 83 of the Police Reform Act 2002[2]), as follows:

English

I, … of … do solemnly and sincerely declare and affirm that I will well and truly serve the Queen in the office of constable, with fairness, integrity, diligence and impartiality, upholding fundamental human rights and according equal respect to all people; and that I will, to the best of my power, cause the peace to be kept and preserved and prevent all offences against people and property; and that while I continue to hold the said office I will to the best of my skill and knowledge discharge all the duties thereof faithfully according to law.

Welsh

Rwyf i…o…yn datgan ac yn cadarnhau yn ddifrifol ac yn ddiffuant y byddaf yn gwasanaethu’r Frenhines yn dda ac yn gywir yn fy swydd o heddwas (heddferch), yn deg, yn onest, yn ddiwyd ac yn ddiduedd, gan gynnal hawliau dynol sylfaenol a chan roddi’r un parch i bob person; ac y byddaf i, hyd eithaf fy ngallu, yn achosi i’r heddwch gael ei gadw a’i ddiogelu ac yn atal pob trosedd yn erbyn pobl ac eiddo; a thra byddaf yn parhau i ddal y swydd ddywededig y byddaf i, hyd eithaf fy sgil a’m gwybodaeth, yn cyflawni’r holl ddyletswyddau sy’n gysylltiedig â hi yn ffyddlon yn unol â’r gyfraith.

So what actually is a “Breach of the Peace”?

Its important that we have this issue entirely correct with case law and any other evidence and facts to ensure that the People of this Land have access to the same information as a Police Constable.

Any information that you may have please let us have the links so this info can be placed up here

Something to think about ...

Would you do this?

Would you fill in an application form for a loan …

and then give a bank your money only for them to give it back and call it a loan?

Oh and then they charge you interest on your money?

Oh and pledge the house that you thought that you just bought?

No, you wouldn’t would you, or we would like to think that 11.2 million people in the country wouldn’t either.

Would you believe it for one moment that this in all likelihood is happening every time a “Loan” is carried out?

There may well be some tiny differences to this in practice but this is what is really happening.

Quite simply…Why would you borrow your own Money?

This would be classed as Mutual Intent. You never intended to borrow your own Money.

Stayed tuned for more info like this.

 

#VOIDMORTGAGE

 

 

Money Creation

Something for Nothing?

Money out of thin air?

Well it would appear they (the banks) cannot just do that.

There must be something to monetise in the first place.

Where can these items be verified?

Bank Of England state as per their quarterly bulletins
Quarterly Bulletin 2008 Q1 Volume 48 No. 1
Steve Baker MP house of commons debate and Hansard

Steve Baker MP at the historic debate in UK Parliament on Money Creation

http://www.parliament.uk/business/committees/committees-a-z/commons-select/backbench-business-committee/news/mps-debate-money-creation-and-society/

The full text of the debate is here

http://www.publications.parliament.uk/pa/cm201415/cmhansrd/cm141120/debtext/141120-0001.htm#14112048000001

and here http://www.publications.parliament.uk/pa/cm201415/cmhansrd/cm141120/debtext/141120-0002.htm
These are verifiable statements on the record in the public domain.

We need to look at how the equitable arrangements of a mortgage come about.

If it can be proved as a fact that zero loan existed when your freehold was purchased, how can the alleged lender make any claim AT ALL?

What is the most that an alleged lender can claim?

Even using case law that they can take the house back before the ink is dry? (link required)

We would suggest that in “Equity” this figure could be a MAXIMUM of 50% of any alleged loan and then 100% if in fact a loan did actually take place with facts, evidence and full accounting.

This is based on an exchange of items or a swap. Your paperwork for their advance.

Where someone has been in their home for 10 years with a £100,000 “Mortgage” paying £500 per months they may have fallen behind by 2 months payments.

This is enough for the alleged lender to take possession proceedings.

As Loyd Grossman would say…..” Lets have a look at the evidence!”

If NO LOAN takes place, then any “Money” (credit) that came out of thin air because someone wrote something on a piece of paper, who is entitled to make a claim and for what?

This is where we get our 50% from. A swap or exchange of two items having the same value but a different specie of “MONEY”.

Paying the £500 per month soon tots up. That is £6000 per year and after 10 years £60,000.
The £120,000 house is now probably worth £200,000.

The alleged lender now claims that due to the fact you have not paid TWO months of £500, they want “their” house back.

In equity, where are we with this and the accounting?

I’m guessing that you already worked out that you put in quite a bit more than the bank.

Even IF they made any loan at all!

 

#VOIDMORTGAGE

Money Creation

Offer of Loan vs Contract to be in Debt?

Which one do you believe you entered into?

What do all your offer documents refer to?

What are the elements of THE contract or YOUR deed?

If all the elements of a contract do exist then the actual content of those documents will form the primae facie case that should be put forward in any claim against you.

What is it therefore that is ACTUALLY being claimed from you?

If you had an offer of a loan where is the evidence of that completion of the contract and the bargaining that took place?

Or were you offered a deed whereby that you may have been misled by your agent which is in fact a contract to be in debt for an amount of money and this is backed up by a security placed on the property.

This being known as a type of disposition called a mortgage.

The paperwork will speak for itself if you can prove produce and identify all the elements.

You see, anyone can do a good deed for another, some may even sign a deed to confirm they will do it …

CONTRACT OR DEED?

 

 

#VOIDMORTGAGE

Money Creation

Presumption of a “Loan”

Many people think that a “mortgage” is a loan of money to buy their house.

This is the problem with presumptions.

Terminology is everything.

A “Hoover” is a tradename for a vacuum cleaner, therefore not all vacuum cleaners are “Hoovers”.

What is a Loan?

A “Loan” is normally one of 2 things.

1) Something you do or supply for free, normally to a friend who will return the thing,money or the favour.

2)The other is a commercial activity where the “Loan” has conditions attached, normally a contract and where you pay a commercial rate for the provision of a “Loan”

 

A Loan could be described as the particular loss of an asset for a period of time until it is returned, with or without any commercial rates attached.

For a Loan to have taken place therefore:

The amount “Loaned” MUST cause a deficit in the accounting of the “LENDER”

If this simple transaction does not occur it therefore cannot be classified as a “LOAN”